A conviction for Malicious Destruction of Property (MDOP) can affect your ability to get Homeowner’s insurance. Michigan has extensive statutes governing a crime called “malicious destruction of property.” The statutes outline the punishments associated with the destruction of different types of property. Many are very serious, as you may expect they include incarceration, court fees and fines, and may result in the creation of a lifetime criminal record. However, one possible ramification you may not be aware of can be expensive, burdensome, and a complete surprise: your homeowner’s insurance rates may go up. Insurance companies can assess the risk of having to pay out on any given individual based on many different factors. Their algorithms reflect that if you have this particular strike against you, you are a higher risk. At Garmo & Kiste, PLC we have developed relationships with local Prosecutor’s and City Attorneys, we may be able to get these charges reduced, modified, or even dismissed, and save you rising insurance costs among many others. While you may think it’s too expensive to hire an attorney, you could in fact be saving yourself thousands of dollars in insurance premiums every year. You can’t afford not to call Garmo & Kiste, PLC today. To retain Garmo & Kiste, PLC call us at (248) 398-7100 (248) 398-7100 for a free consultation or contact us with a private message.
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